Terms of Use

1. Acceptance of these terms

By accessing or using this website, you agree to these Terms of Use and the linked Privacy
Policy and Medicare Educational and Government Non-Affiliation Disclaimer. Do not use the
website if you do not agree.

2. Educational purpose

The website and the book Medicare: I Get It Now! provide general Medicare education,
book-related learning, downloadable educational tools, and information about educational
seminars and speaking engagements.

The general website does not enroll visitors in a Medicare plan and does not select, rank, or
recommend a plan for a particular person.

3. No legal, tax, medical, financial, or personal plan-selection advice

Website content is general education. It is not legal, tax, medical, financial, investment,
accounting, or personal plan-selection advice. Visitors should consult the appropriate
official agency or qualified professional for advice about their circumstances.

4. Separate voluntary individualized-assistance pathway

Visitors in Georgia may voluntarily use the separate individualized-assistance request page.
Using the book, Learning Center, resource library, seminar registration, speaking form,
newsletter form, or general contact form does not create an individualized-assistance
request.

Submitting an assistance request does not create an insurance contract, agency relationship,
enrollment, or guarantee of service. Any later plan-specific discussion, appointment, or
enrollment must use the applicable approved process and disclosures.

5. No government affiliation or endorsement

This website and book are independently published. They are not affiliated with, endorsed by,
sponsored by, or connected to Medicare, the Centers for Medicare & Medicaid Services,
the Department of Health and Human Services, the Social Security Administration,
HealthCare.gov, the Marketplace, or any other government agency.

Government names are used only to identify agencies, programs, or official resources. The
website must not use government seals, logos, or look-alike branding in a way that could
imply government affiliation.

6. Accuracy, dates, and changing Medicare information

Medicare laws, regulations, costs, dates, program rules, agency guidance, plan information,
and website content may change. Content may summarize complex rules and may not reflect
every exception or a visitor’s circumstances.

Visitors are responsible for confirming current information through official sources before
acting. An article’s publication or review date does not guarantee that every linked or
underlying rule remains unchanged.

7. Book and website intellectual property

Unless otherwise stated, website text, graphics, layouts, forms, downloadable materials,
branding, and original book-related content are owned by Robert Bonner and/or People Will
Read Again Book Publishing Company and are protected by applicable intellectual-property
laws.

Visitors may view, print, or download materials for lawful personal, noncommercial
educational use when the page or resource permits it. No content may be republished, sold,
scraped, reproduced in bulk, used to train a commercial system, modified to imply
endorsement, or distributed as another person’s work without written permission, except as
permitted by law.

Third-party names, marks, and content remain the property of their respective owners.

8. Permitted and prohibited website use

You may use the website for lawful personal education, to request a resource, register for an
educational event, submit a legitimate inquiry, or voluntarily request Georgia assistance.

You may not:

• submit false, deceptive, unlawful, abusive, or unauthorized information;
• send spam, malware, automated attacks, or excessive automated requests;
• attempt to bypass security, access private submissions, or interfere with the website;
• impersonate another person or falsely imply government, carrier, FMO, or publisher
  affiliation;
• submit sensitive information through public forms when the form says not to do so; or
• use content or forms to violate another person’s rights.

9. User-submitted information

You are responsible for information you submit and for having authority to submit it. Do not
place confidential, proprietary, or sensitive information in public forms. The website may
reject, delete, retain, or route submissions consistent with the Privacy Policy, security
needs, operational requirements, and applicable obligations.

Submitting a message does not guarantee a response, event seat, speaking engagement,
appointment, eligibility, enrollment, approval, coverage, savings, benefits, or a particular
plan result.

10. External, retailer, and official-resource links

Links to Medicare.gov, other government resources, retailers, calendar services, appointment
systems, social-media platforms, and third-party websites are provided for convenience and
education. An external link does not mean this website controls, guarantees, or endorses the
third party’s content, availability, security, privacy practices, products, or services.

Purchases and transactions with a retailer are governed by the retailer’s terms. Official
Medicare questions should be confirmed through Medicare.gov, 1-800-MEDICARE, SSA.gov, or
another appropriate official source.

11. No guaranteed outcomes

The website, book, resources, seminars, forms, and assistance-request pathway do not
guarantee eligibility, savings, benefits, enrollment, approval, coverage, provider access,
drug coverage, costs, tax treatment, or any particular plan result.

12. Website availability and limitation of responsibility

The website may be changed, suspended, restricted, or unavailable because of maintenance,
security, hosting, software, third-party services, or other circumstances. To the extent
permitted by law, the website and content are provided without a promise that they will
always be available, error-free, or suitable for every purpose.

Nothing in these terms excludes rights or responsibilities that cannot legally be excluded.

13. Changes to these terms and contact

These terms may be updated as the website, law, or approved business practices change. The
production page should display an effective date and last-updated date.

Questions may be submitted through the Contact page until final
business contact information is entered.