Medicare Educational and Government Non-Affiliation Disclaimer

1. Independent educational resource

This website and the book Medicare: I Get It Now! are independently published
educational resources created by Robert Bonner. The book is published by People Will Read
Again Book Publishing Company.

2. No government affiliation, endorsement, or approval

This website, book, resource library, seminars, speaking services, forms, and
assistance-request pathway are not affiliated with, endorsed by, sponsored by, approved by,
or connected to:

• Medicare;
• the Centers for Medicare & Medicaid Services (CMS);
• the U.S. Department of Health and Human Services (HHS);
• the Social Security Administration (SSA);
• HealthCare.gov;
• the Health Insurance Marketplace; or
• any other federal, state, or local government agency.

The website is not Medicare.gov and must not use government seals, logos, web design, or
language in a way that could mislead a visitor about its identity.

3. General education only

General website content, articles, downloadable resources, book information, and educational
events are provided for general educational purposes. They are not legal, tax, medical,
financial, accounting, investment, or personal plan-selection advice.

General content does not identify a “best” plan, promise savings or benefits, determine
eligibility, or replace official guidance or advice from an appropriately qualified
professional.

4. Medicare information can change

Medicare laws, regulations, costs, dates, programs, plan availability, formularies, provider
networks, and agency guidance may change. Visitors should verify current information through
official sources before making decisions.

CMS educational-content principle: summaries do not replace
statutes, regulations, rulings, or official program guidance.

5. Separate voluntary individualized-assistance pathway

A visitor who wants individualized Medicare insurance assistance must voluntarily use the
separate assistance-request page or a later approved PlanEnroll, FMO, carrier, or
appointment pathway. Educational subscriptions, resource downloads, seminar registrations,
speaking inquiries, and general contact messages are not treated as requests for
individualized insurance assistance.

The initial assistance form asks only for basic contact and routing information and explicit
consent to be contacted.

6. Georgia-only availability at launch

The initial individualized-assistance request pathway is limited to Georgia. National
visitors may use the educational book, Learning Center, resources, and seminars, but the
Georgia assistance form should validate the state as GA and should not
accept another state unless Robert’s approved licensing and compliance configuration
changes.

7. Do not submit sensitive information through public forms

Any later process that requires protected or sensitive information must use the separate
secure system approved by the applicable carrier, FMO, vendor, and compliance reviewer.

8. No guaranteed outcomes

The website, book, resources, seminars, forms, and assistance-request pathway do not
guarantee eligibility, savings, benefits, enrollment, approval, coverage, provider access,
drug coverage, costs, or a particular plan result.

9. Third-party marketing organization disclosure control

If the production website or agent activity meets the definition and conditions requiring the
standardized third-party marketing organization (TPMO) disclaimer, the applicable disclaimer
must be prominently displayed and populated with the current number of represented
organizations and products. Those counts have not been supplied and must not be invented.

The WordPress companion plugin includes an owner setting that keeps this text inactive until
the applicability decision and counts are approved.

Authority: 42 CFR §§ 422.2267(e)(41) and 423.2267(e)(41);
applicable TPMO websites must prominently display the standardized disclaimer.

10. Plan-specific appointments and enrollment activities

The educational site does not activate a plan-specific sales or enrollment workflow by
itself. Any future plan-specific appointment or enrollment activity must use the applicable
approved carrier/FMO process, required materials, recordkeeping, call-recording rules, and
Scope of Appointment timing.

Authority: CMS CY 2026 Agent and Broker Training and Testing
Guidelines; 42 CFR §§ 422.2264(c)(3)(i), 423.2264(c)(3)(i), 422.2274(g), and
423.2274(g). A Scope of Appointment is generally required 48 hours before a scheduled
personal marketing appointment, subject to stated regulatory exceptions.

11. Official and third-party resources

Links to government websites, retailers, calendar systems, appointment systems, social-media
services, and other third parties are provided for convenience. A link does not imply
endorsement and does not mean this website controls the third party’s accuracy,
availability, privacy, security, products, or services.

For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE. Social Security
enrollment and benefit questions may require SSA.gov or the Social Security Administration.

12. Questions about this disclaimer

Questions may be submitted through the Contact page until the final
compliance contact email and business information are entered.